USDA Loans
Affordable Rural Home Financing
Zero down. Flexible credit. Great option for low-to-moderate income buyers.
Home loans guaranteed by the United States Department of Agriculture (USDA) provide affordable financing options for properties located in designated small towns, suburbs, and exurbs. This program helps eligible low- to moderate-income families achieve homeownership.
Conventional Loan
If you have good credit and a stable income, a conventional loan might be the right option for you, since conventional loan programs traditionally offer:
- Lower interest rates for borrowers with good or great credit
- Down payments range from 3% - 20%
- Fewer fees
- Flexible mortgage insurance options, if applicable (mortgage insurance not always necessary)