Loan Options

Conventional

Strong Credit and stable
Competitive rates with standard qualifications

Jumbo Loans

Loans above the conforming limit.
Loan amount above $800,000

FHA Loan

First-Time Buyer Friendly
Low down payment. Flexible credit.

VA Mortgage

For Veterans & Active Duty
Zero down. No mortgage insurance.

USDA Loans

Affordable Rural Home Financing
Zero down. Flexible credit. Great option for low-to-moderate income buyers.

Niche & Specialty Loans

Flexible financing solutions for unique borrower situations
Loan options for Non-US Citizens, limited income documentation, etc.

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Conventional Loan

If you have good credit and a stable income, a conventional loan might be the right option for you, since conventional loan programs traditionally offer:

Lower interest rates for borrowers with good or great credit

Down payments range from 3% - 20%

Fewer fees

Flexible mortgage insurance options, if applicable (mortgage insurance not always necessary)

Every person's financial situation is different, and we have programs that can fit your unique needs.

Get started your homeownership journey

Jumbo Loans

If you have good credit, but don’t have enough funds on hand to bring your home loan amount under the FHFA’s current conforming loan limit, a jumbo home loan might be the right option for you.

Higher purchase limits allow borrowers to purchase more home

Convenience of one loan for the entire loan amount, even on larger, more expensive properties

Jumbo loans are available for primary residences, second homes, or rental properties

Jumbo mortgage rates are typically higher than Conventional mortgage rates for conforming home loans and require larger down payments

Every person's financial situation is different, and we have programs that can fit your unique needs.

Get started your homeownership journey

FHA Loan

FHA loans are backed by the Federal Housing Administration and designed to make homeownership more accessible — especially for first-time buyers or those with less-than-perfect credit.


FHA mortgage loans offer the following:

Low down payment requirements

Flexible income and credit requirements

Allowing home sellers to contribute up to 6% of the applicant’s closing costs

Every person's financial situation is different, and we have programs that can fit your unique needs.

Get started your homeownership journey

VA Mortgage

VA home loans are designed to make homeownership more accessible for active-duty military personnel, veterans, and eligible surviving spouses.

No Down payment

No private mortgage insurance (PMI)

VA financing fees can be lumped into the total loan amount

Lenient Credit Requirements

Subject to lender approval and eligibility requirements. Full VA entitlement may not be available if you’ve used your VA loan benefit before.

Every person's financial situation is different, and we have programs that can fit your unique needs.

Get started your homeownership journey

USDA Mortgage

Home loans guaranteed by the United States Department of Agriculture (USDA) provide affordable financing options for properties located in designated small towns, suburbs, and exurbs. This program helps eligible low- to moderate-income families achieve homeownership.

Lower credit score requirements

Finance up to 100% of the appraised value

The ability to finance the upfront portion of the guarantee fee

Lower interest rates

Every person's financial situation is different, and we have programs that can fit your unique needs.

Get started your homeownership journey

Niche & Specialty Loans

Not every borrower fits inside a traditional lending box — and that’s okay. Our specialty loan programs are designed for clients with unique financial profiles, offering flexible alternatives when conventional loans don’t fit.

Whether you’re self-employed, investing in real estate, or working with non-traditional income documentation, we’ll help match you with smart financing tailored to your situation.

Lower credit score requirements

Finance up to 100% of the appraised value

The ability to finance the upfront portion of the guarantee fee

Lower interest rates

Every person's financial situation is different, and we have programs that can fit your unique needs.

Get started your homeownership journey

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