Third Gen Financial

Welcome to Third Gen Financial

Financing Your Dreams
Across Generations

As an independent mortgage broker, we help you find the best loan for your unique situation — whether you’re buying your first home, refinancing, or investing

Thinking About Your Next Move?

We’re here to help—whether you’re just starting your homeownership journey or looking to refinance for better terms.

Buy a Home

Your Path to Homeownership Starts Here

Whether you’re a first-time buyer or upgrading to your dream home, we’ll guide you every step of the way. We help you explore your options, compare rates, and get preapproved with confidence.

Refinance

Whether you’re a first-time buyer or upgrading to your dream home, we’ll guide you every step of the way. We help you explore your options, compare rates, and get preapproved with confidence.

Buy a Home

Your Path to Homeownership Starts Here

Whether you’re a first-time buyer or upgrading to your dream home, we’ll guide you every step of the way. We help you explore your options, compare rates, and get preapproved with confidence.

Refinance

Whether you’re a first-time buyer or upgrading to your dream home, we’ll guide you every step of the way. We help you explore your options, compare rates, and get preapproved with confidence.

What Can We Do For You

We strive to help our clients accomplish their goals with four easy steps.

Plan

Can’t qualify for a mortgage? “We will help you build a plan tailored to your financial situation to get you qualified.”

EDUCATE

“We will educate you on what is needed to purchase a home.”

GUIDE

You are not alone. “Throughout the process, we will be there by your side until the end.

FUNDED

“Congratulations! You are now a homeowner and it only took a few steps to work with us.”

Ready to explore your refinance options? Get a Free Loan Review

First Name

Last Name

Phone

Preferred Contact Method:

Property Address

Is this your

Estimated Loan Balance

Current Interest Rate (%)

Loan Type:

Do you currently pay mortgage insurance (PMI)?

What are your refinance goals?

Estimated Credit Score:

When are you looking to refinance?

Client Testimonial You Can Trust

“Buying your first home is scary and overwhelming but Miguel Flores and his team made the process smooth and very clear. I want to thank you for the bottom of my heart for guiding us through the process and helping us through each step. Your patience and transparency were essential for us. We are looking forward to working with you in the future. Thank you, thank you, thank you!”

Sandy Lopez

“Miguel simplified the daunting process of refinancing our home. He truly went above and beyond to help us lock a great rate and not once did I feel pressured or rushed to make a decision. He truly took his time to answer all our questions.”

Belkis Rivera

“Third Gen Financial is a really good company, by far the best company in the valley. A very caring and comfortable professional care. Miguel Flores helped me when times were low and Made it happen, putting me and my family in a big home with a big backyard. It was very quick process no problems it was a very smooth ride. Thank you, Third Gen Financial for being the light to our future !”

Carlos Gales

“We had a Great experience at Third Gen Financial, Miguel Flores did a great job explaining step by step all the process until we understood everything. He was amazing, very helpful and friendly”

Laura Camarena

“Third Gen Financial stepped in and helped me close escrow when no one else could.”

April Hughes

Miguel has always been very thorough and patient with me. He is so helpful to the point where he would explain and answer my questions in ways that I could understand. Miguel Flores is definitely one of GOATS

Buying your first home is scary and overwhelming but Miguel Flores and his team made the process smooth and very clear. I want to thank you for the bottom of my heart for guiding us through the process and helping us through each step. Your patience and transparency were essential for us. We are looking forward to working with you in a future. Thank you, thank you, thank you!

We had a Great experience at Third Gen Financial, Miguel Flores did a great job explaining step by step all the process until we understood everything. He was amazing, very helpful and friendly

Absolutely loved Miguel Flores. He handled our SHA loan, and our Home Equity line of credit. He is courteous, professional and above all a very nice personal young man. Would highly refer him and this company.