If you have good credit and a stable income, a conventional loan might be the right option for you, since conventional loan programs traditionally offer:
Lower interest rates for borrowers with good or great credit
Down payments range from 3% - 20%
Fewer fees
Flexible mortgage insurance options, if applicable (mortgage insurance not always necessary)
Every person's financial situation is different, and we have programs that can fit your unique needs.
If you have good credit, but don’t have enough funds on hand to bring your home loan amount under the FHFA’s current conforming loan limit, a jumbo home loan might be the right option for you.
Higher purchase limits allow borrowers to purchase more home
Convenience of one loan for the entire loan amount, even on larger, more expensive properties
Jumbo loans are available for primary residences, second homes, or rental properties
Jumbo mortgage rates are typically higher than Conventional mortgage rates for conforming home loans and require larger down payments
Every person's financial situation is different, and we have programs that can fit your unique needs.
FHA loans are backed by the Federal Housing Administration and designed to make homeownership more accessible — especially for first-time buyers or those with less-than-perfect credit.
FHA mortgage loans offer the following:
Low down payment requirements
Flexible income and credit requirements
Allowing home sellers to contribute up to 6% of the applicant’s closing costs
Every person's financial situation is different, and we have programs that can fit your unique needs.
Home loans guaranteed by the United States Department of Agriculture (USDA) provide affordable financing options for properties located in designated small towns, suburbs, and exurbs. This program helps eligible low- to moderate-income families achieve homeownership.
Lower credit score requirements
Finance up to 100% of the appraised value
The ability to finance the upfront portion of the guarantee fee
Lower interest rates
Every person's financial situation is different, and we have programs that can fit your unique needs.
Not every borrower fits inside a traditional lending box — and that’s okay. Our specialty loan programs are designed for clients with unique financial profiles, offering flexible alternatives when conventional loans don’t fit.
Whether you’re self-employed, investing in real estate, or working with non-traditional income documentation, we’ll help match you with smart financing tailored to your situation.
Lower credit score requirements
Finance up to 100% of the appraised value
The ability to finance the upfront portion of the guarantee fee
Lower interest rates
Every person's financial situation is different, and we have programs that can fit your unique needs.